Most Life Insurance Policies only pay a benefit after you pass away. For years that’s all we came to expect.
Not with us.
Meet Solidly.
How it works
The Solidly approach is built around your needs. Chatting with one of our Solidly Guides ensures you’ll quickly find the best living benefits life insurance options. We’re here for you – to answer questions, give advice, and help you plan for your future.
Think of us as life insurance friends.
1. Begin with a click
Tap the button below and fill out the form.
2. Make a plan
A Solidly Guide will help find coverage that works best for you.
3. Live Solidly
Rest well knowing you and your family are covered, come what may.
Get more life from your life insurance
We call them living benefits – a life insurance policy that lets you draw on the entirety of your benefit amount when you need it the most. Severe accidents, unforeseen medical events, or terminal illness – whatever comes your way, you’ll be ready to take it on with Solidly.
Your family will thank you.
(And so will your wallet.)
Coverage decisions – simplified
What coverage amount do you really need? With so many life insurance options, choosing can feel daunting. Work directly with a Solidly Guide to customize your coverage, making sure you get coverage that gives you the confidence to face every day – and sleep soundly every night.
Oh, and your Guide is on us.
Fast, safe, and easy
These days, talking to a human can feel slow, arduous, and even a little uncomfortable. Our guides make the process quick and painless, creating a tailored quote and a customized policy for you, based on your needs – with zero pressure.
(And we never share your information.)
Benefits Comparison
What You Get
Typical Premiums
All the Living Benefits for a tiny Upgrade Price
Father, 35
only an additional
$1.26/mo
- Real Estate Attorney
- Male, Age 35
- Non-smoker
- Preferred for $250,000
- 20-year Level-Premium Term Life
- Comparing $18.00/mo for traditional life insurance versus $19.26/mo for life insurance plus living benefits
Student, 25
only an additional
$2.53/mo
- Medical Student
- Female, Age 25
- Non-smoker
- Preferred for $500,000
- 20-year Level-Premium Term Life
- Comparing $19.35/mo for traditional life insurance versus $21.88/mo for life insurance plus living benefits
Mom, 40
only an additional
$8.33/mo
- Interior Designer
- Female, Age 40
- Non-smoker
- Preferred for $400,000
- 20-year Level-Premium Term Life
- Comparing $42.95/mo for traditional life insurance versus $51.28/mo for life insurance plus living benefits
Ex-Marine, 53
only an additional
$13.74/mo
- Tech Support Manager
- Male, Age 53
- Smoker
- Preferred for $100,000
- 15-year Level-Premium Term Life
- Comparing $76.04/mo for traditional life insurance versus $89.78/mo for life insurance plus living benefits
These folks love Solidly.
And you will too
“To be able to spend a week together on a Disney Cruise during the last months of Theo’s life made for a remarkable experience for every member of our family. Having access to his policy benefits which paid for the entire $26,000 cost to gather the family together from around the country made this special event both memorable and stress free.”
Joyce C. – referring to the Terminal Illness Living Benefits.
"My husband and I were very healthy when we bought our last home. Five years after buying the house, my husband had a stroke. He was in the hospital for over 20 days. Upon returning home, we had a nurse come in to help me take care of him. Taking care of him and paying the bills became tough over time. We contacted our representative to inform her of the situation. She immediately put in a claim. When she delivered the check for $109,000 from our $150,000 policy we were in tears. It saved our home, my life and my husband’s life. Thank you Living Benefits!"
Samantha B. – praising the Chronic Living Benefits in their policy.
“I was in really good shape, I surfed I golfed, I was active. There was no reason to think that I was going to get cancer. After finding out it was a treatable cancer, I wasn’t prepared for the journey with the radiation treatments and how much help I really needed. To able to get $30,000 out of our $100,000 policy gave me the flexibility I needed to focus on getting better and not have to worry about getting back to work before I was ready.”
Dave R. – giving credit to his Critical Illness Living Benefits
“As a single mother, I never gave much thought to having life insurance because I knew that my ex-husband could take care of our daughter in my absence. Little did I know that I would contract cancer. Even though I had medical insurance which covered my chemo and other medical expenses, it didn’t cover my mortgage, my grocery bill, my daughter’s school or my salary while I was out of work. At first I filed for enough to cover my $5,000 deductible but after determining the extent of my condition, I was able to secure well over $250,000 from my policy which allowed me to manage my finances with less burden while I worked through the event.”
Martina J. – in describing her Critical Illness Living Benefits
